PhilHealth Contribution Calculator 2026
Compute your monthly PhilHealth premium share. Updated for 2026 at 5% premium rate.
How PhilHealth Contribution is Computed
For 2026, the PhilHealth premium rate is 5% of your monthly basic salary, shared equally between employee and employer (2.5% each). The salary floor is ₱10,000 and the ceiling is ₱100,000. If you earn less than ₱10,000, the contribution is based on ₱10,000. If you earn more than ₱100,000, it's capped at ₱100,000.
PhilHealth = Monthly Salary × 5% ÷ 2Legal basis: Republic Act No. 11223 (Universal Health Care Act)
Frequently Asked Questions
What is the PhilHealth premium rate for 2026?
The PhilHealth premium rate for 2026 is 5% of your monthly basic salary, shared equally between the employer (2.5%) and the employee (2.5%). This applies to salaries within the income floor of PHP 10,000 and ceiling of PHP 100,000.
What is the PhilHealth salary floor and ceiling?
For 2026, the PhilHealth income floor is PHP 10,000 and the ceiling is PHP 100,000. If you earn below PHP 10,000, the premium is computed based on PHP 10,000. If you earn above PHP 100,000, the premium is capped at the PHP 100,000 ceiling.
How is the PhilHealth premium split between employer and employee?
The PhilHealth premium is split equally — 50% paid by the employer and 50% by the employee. For example, if the total monthly premium is PHP 2,500, the employer pays PHP 1,250 and the employee pays PHP 1,250.